An online payment processor is a provider that enables businesses to accept credit card payments. They are really a simple way for buyers to pay for goods or services and help secure business owners out of fraud and chargebacks.

Repayment processing is the procedure of accepting credit and debit cards from clients and shifting the cash to a business’ bank account. It is an essential a part of any web commerce platform, and several different types of internet payment processors to choose from.

The very best online repayment processors provide competitive prices for on line sales, useful integrations with accounting and e-commerce platforms, and solid buyer support. They also have good security features, such as SSL protocol, tokenization, and CVV verification, which can help you avoid scams and frauds.


In most cases, you’ll pay a flat-rate cost for each deal. If you want to become more flexible, you should use interchange-plus charges, which combines interchange costs with a defined markup.

Tiered pricing is yet another option, which will takes interchange rates and divides them into divisions. Each rate has its own cost, which can be greater than interchange-plus or perhaps flat-rate costing.

Some payment processors likewise charge however processing/acquirer fee to hide costs associated with plastic card transactions. These types of fees vary depending on just how many note cards you recognize, international sales, plus more.

Some of these repayment processors include a membership pricing model, which can be necessary for businesses with large purchase volumes. A few of these companies present 24/7 customer care.